Cut indemnity cover costs if income drops

Independent practitioners can cut defence cover costs due to current uncertainties in the private sector. 

The MDDUS said it was adjusting subscriptions to levels based on members’ own changed estimates of likely income for the current year and would make any necessary retrospective adjustments.

MDU members were advised to let it know if they found income levels change as a result of COVID-19 so it could adjust their subscription. 

The MPS said it was keen to support those who had seen a significant drop in their work and a dramatic fall in income. 

Themis Clinical Defence said policyholders were seeing ‘a dramatic drop in business’ and it would review premium levels previously purchased if doctors got in touch.

Doctors who had never done any private practice work but were covering for a sick colleague needed cover as state-backed indemnity only extends to NHS patients.