Future Healthcare

Quiz insurer, patients told

By Olive Carterton

A BMA guide for patients thinking of taking out private medical insurance advises it is crucial they and their GP have free choice of consultant with the right to top-up fees if they exceed the insurance reimbursement.

People should also have the option of choosing the hospital where they receive treatment an, if necessary, are able to pay top-up charges, it says.

Drawn up by the BMA Private Practice Committee, the 2,600-word document outlines 22 questions to ask insurers.

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