Future Healthcare

In defence of discretionary

The battle for your defence

Defence bodies have hit back against Government plans advocating the merits of insurance rather than discretionary cover that they offer

MPS chief executive Simon Kayll

‘The Government admits in their consultation document that they are only aware of a limited number of cases where current arrangements have caused problems for patients or healthcare professionals and the few examples referenced do not relate to the actions of MPS.

Simon Kayll

‘We are particularly concerned that the proposals would mean doctors have to pay additional costs – including the cost of insurance premium tax – at a time when the rising cost of clinical negligence is becoming increasingly unaffordable. 

‘We are also concerned that some insurance products offered may include limits and exclusions which do not adequately protect doctors against a claim; discretionary indemnity does not have such limits or exclusions.

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