Do you get ahead by paying for advice?

Should you buy financial advice? Simon Bruce shows why investing in a professional adviser could be crucial to your financial success.

At the start of your career, you probably found your finances fairly manageable and easy to track.

The difficulties begin as the professional pace picks up, clinics overrun, income streams become more complex and you acquire more assets, liabilities and possibly family members.

This is usually allied with increasing complexity of tax reporting and payments in advance through HM Revenue and Customs’ ‘payments on account’ in January and July, as well as navigating NHS and private pension rules.

You know you need to do something, but you just don’t have the time to put yourself first. Deadlines then get missed, decisions are delayed and, before you know it, much time has passed and you are entirely frustrated, as you don’t feel well organised and you aren’t making the progress that you would like in your life. Where do you turn for help?