Are you protected against lawsuits?

Under the terms of the GMC’s Good Medical Practice 2013, every practising doctor must have adequate indemnity for the full scope of their practice. Dr Karen Ellison discusses some common misunderstandings and how to ensure you have adequate protection for both your professional and clinical practice.

man-on-phoneIndemnity can be defined as ‘security or protection against a loss or other financial burden’, ‘security against or exemption from legal responsibility for one’s actions’.

Independent practitioners who do not adequately indemnify themselves could have to personally foot the bill for a clinical negligence claim as a consequence.

But this is just the tip of the iceberg, as there are potentially significant legal costs resulting from other problems arising from professional practice.

For instance, NHS indemnity may cover the costs associated with a claim relating to a NHS patient, but it would not cover legal expenses arising from a subsequent referral to the GMC.