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Let us assist you to shield your income
Working in the medical profession, you will be more aware than most that long-term absence from work following illness or accident is far more common than many people imagine, writes Richard McEwen
Relief knowing it’s all covered
Over the last few years, many practices have saved money, in some cases several hundred pounds, by switching their business surgery insurance provider, writes Stuart Smith
New junior ISA starts next month
One of the first financial announcements made by the coalition Government was the intention to scrap the Child Trust Fund (CTF), writes Stuart Smith of Doctor Insurance Services
Get a kick out of your investments
Inflation running at more than double the 2% target set by the Bank of England would normally signal the need for an urgent rise in interest rates, writes Stuart Smith
Let us help you protect your private income
Doctors are more aware than most that long-term absence from work following illness or accident is far more common than many people imagine, writes Richard McEwen. But have you ever stopped to consider what it would mean financially if it happened to you
Look after those you leave behind
For a number of years now, life assurance premiums have been falling, but this trend seems likely to reverse over the coming months, writes Stuart Smith
Take care to cover your biggest asset
The house is the biggest purchase that most doctors will ever make. Yet, writes Richard McEwen, most will spend considerably longer in choosing their next holiday destination than ensuring their family's most valuable possessions are adequately insured
Protect private work income from illness
The financial impact on your business if you can’t work due to illness or injury could be huge. But, writes Richard McEwen, you can now get cover as a business expense from as little as £8.65 a month
Venture your capital
The last few weeks before the end of the tax year on 5 April used to be a time when the self-employed, in particular those who are higher-rate taxpayers like doctors, made personal pension contributions, writes Stuart Smith
Seek a tax break before year ends
With the Budget on its way, independent practitioners are being advised to take advantage of tax breaks while they still have the opportunity, writes Stuart Smith of Independent Practitioner Insurance and Financial Services
Investors can beat low interest rates
The Bank of England base rate has now been stuck at its record low of 0.5% for some 22 months and, with economic growth still very weak, there appears to be no obvious reason why this should change in the near future, writes Stuart Smith
The bean-counters invest in Brazil
Doctors are generally fairly middle-of-the-road when investing, writes James Bugden, but a significant number – particularly the more experienced investors – are ready to adopt a rather more speculative approach for a small part of their portfolio
Save for retirement
Many doctors like the idea of being able to retire early, but the problem faced by most is being able to afford to do so, writes James Bugden
If the worst occurs
It’s all too easy not to appreciate the monetary value of a full-time mum or dad until it is too late. So a family income benefit policy is worth its weight in gold, says James Bugden
Protect against taxman’s knock
Tax probes are very much in the news. But you can wipe away the worry and expense of a possible tax inquiry with this insurance cover
Seek shelter from tax before the year-end
Take time to invest in tax shelters before the tax year-end and you will still find ways to beat the taxman, says Stuart Smith
ISAs offer a way to beat interest rates
With the end of the tax year fast approaching, any independent practitioner investor should be making sure that they are taking full advantage of the tax breaks offered by Individual Savings Accounts (ISAs), writes Stuart Smith
A chance to invest in our recovery portfolio
If you will have reached the age of 50 or over before 5 April next year, then do not forget that your Individual Savings Account (ISA) allowance has just been increased, writes Stuart Smith
Get a better deal than ‘scrappage’
Top up your life cover to earn peace of mind
Consultants arrange life assurance for a variety of reasons, writes Richard McEwen, but a prime motivation is usually the peace of mind gained from knowing that those left behind will not suffer financial difficulties.
Peace of mind with the stock market
Following the dramatic falls in the world’s stock markets earlier this year, there are those who believe that the worse may now be behind us and that now could thus be a good time to buy, writes Richard McEwen.
Plan here for a comfortable retirement
Consultants get excellent benefits from the NHS Pension Scheme, but it takes no account of private earnings. So you should seriously consider how your retirement will be funded, writes Stuart Smith.